Business Expense

What is business expense insurance?

Business expense insurance or cover provides a small business owner with monthly income to pay for and cover any business expenses whilst recovering from a loss of income claim.

The premiums are usually tax deductible and the benefit period is usually limited, with most companies, to a payment period of up to one year only.

Waiting Period

Usually 14, 30, 60 or 90 day waiting period applies with business expense insurance plan.

Built-in Benefits

Waiver of Premiums

Waiver of premium benefits increasing expenses benefits, i.e. plan to be increased on an ongoing annual basis of up to 15% without the need for further medical information.

Death Benefit

Should you pass away whilst under claim or being diagnosed with a terminal illness many companies will pay three times the monthly benefit up to a maximum of $60,000.00 across all business insurance cover plans for the particular client.

Contact Information

Level 7/ 431 King William Street ADELAIDE SA 5000
————–31 Main Street, Littlehampton SA 5250

Phone: 0409 092 640


(08) 8231 4709

Fax: (08) 8125 6520

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Business Information

Sensible Insurance Solutions is a trading name of Centra Private Wealth Pty Ltd (ABN 17 615 673 142) licensed to Tony Anderson.

My FireBox is a trading name of Tony Anderson.


Tony Anderson and Centra Private Wealth Pty Ltd are authorised representatives of Centra Wealth Pty Ltd (AFSL 422704 ABN 39 158 802 450).