Child Major Trauma Protection

What is child major trauma protection?

Child trauma cover or miracle cover simply pays a lump sum, usually up to $250,000.00 maximum with many companies, and protects your child should he or she suffer from any number of the trauma benefits listed, up to eighteen or more.

Child trauma must be purchased in conjunction with a parent policy to make it a valid, viable program.

Unique Fast Facts

  • Minimum entry age is 2
  • Maximum entry age is 15
  • Expiry age 21

Minimum amount insured usually between $10,000.00 and $20,000.00, and maximum from $150,000.000 to $250,000.00 cover.

The key issue is having our children covered for major trauma and children’s cover is that it gives them a head start, so at age 21 they can choose to continue or convert the cover to normal major trauma/miracle cover without medical evidence.

An excellent program to give children a great kick start in life, possibly help them and assist them with their family protection needs, but also benefits should they effect a mortgage of some sort in the future, it provides additional security and protection from a family viewpoint.

Contact Information

Level 7/ 431 King William Street ADELAIDE SA 5000
————–31 Main Street, Littlehampton SA 5250

Phone: 0409 092 640


(08) 8231 4709

Fax: (08) 8125 6520

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Business Information

Sensible Insurance Solutions is a trading name of Centra Private Wealth Pty Ltd (ABN 17 615 673 142) licensed to Tony Anderson.

My FireBox is a trading name of Tony Anderson.


Tony Anderson and Centra Private Wealth Pty Ltd are authorised representatives of Centra Wealth Pty Ltd (AFSL 422704 ABN 39 158 802 450).